HR, Payroll, and Workers’ Comp Built for Construction and the Trades
Construction Doesn't Run Like Other Businesses
Your crews move between job sites and across state lines. Every hour has to land on the right job and the right cost code, or you can’t tell which jobs actually made money. Before you can start work, the general contractor wants a certificate of insurance, and your workers’ comp mod rate can decide whether your bid even gets looked at.
We built our HR, payroll, and workers’ comp around exactly these realities.
Workers' Comp That Fits How Contractors Work
For contractors, workers’ comp is a gatekeeper. Your mod rate can decide which jobs you’re even allowed to bid.
Pay as you go
You’re billed on the payroll you actually run, instead of floating a large deposit just to bind a policy. That keeps cash free for the job in front of you.
Coverage that travels with your crews
As your work crosses state lines, your coverage keeps up, so a new job in a new state doesn’t mean scrambling for a new policy.
Certificates of insurance, fast
When a general contractor needs a COI before you can start, you get it quickly, so paperwork never costs you a job.
A mod rate you can defend
Most general contractors and project owners want an experience mod rate below 1.0 before they’ll let you bid, and for a smaller contractor, one claim can push you over that line. Safety comes first: when policies are enforced on the job, fewer incidents become claims. When something does happen, we work with our carrier to contain the cost, get your employee treated, and set up a return-to-work plan to keep lost time down. That’s how one incident stays one incident, instead of a mod-rate problem that follows you into the next bid.
OSHA record keeping and unemployment claims
OSHA requires you to keep your injury and illness reports onsite, so that recordkeeping stays yours. We walk you through it, showing you what goes on each form and how to complete it correctly, so you’re not guessing. On unemployment claims, we handle the process for you, so that piece of the paperwork stays off your desk.
Payroll That Maps to Your Jobs
Construction payroll has to allocate labor to the right job and cost code, across multiple pay rates and multiple states, so you know which jobs made money. We handle that complexity behind the scenes and keep your job costs straight. And if you take on public or government work, we run certified payroll in all 50 states, which is what those prevailing-wage projects require.
Keep Your Best People When Crews Are Hard to Find
Skilled trades are scarce. The 2025 AGC and NCCER Workforce Survey found that 92% of construction firms hiring for open positions are struggling to find qualified workers. Through VestedHR, a contractor your size can offer the health coverage and retirement that help you compete with the bigger outfits for the same people, and keep the crew you already trust.
What Our Clients Say
Hear More from our clients“After several years with our previous PEO, it became clear they were no longer the right fit as we grew and continued operating two companies. We needed a partner that could be more responsive and adapt to how we work.
VestedHR has been exactly that. The transition was smooth, and the team has been accessible, responsive, and genuinely invested in understanding our business—helping us navigate the complexities of managing employees across multiple companies. They’ve also strengthened our benefits offering and improved the overall HR experience for our team.
Most importantly, we know we have a partner willing to pick up the phone and help us find solutions as our needs evolve. Moving to Vested HR wasn’t just about changing PEOs—it was about finding the right long-term partner for where we’re headed.”
Misty, HR Manager
Martin Commercial Properties
Get a Quote Built for the Way You Actually Work
Tell us about your crews and the states you work in, and we’ll show you what your workers’ comp, payroll, and benefits setup would look like.
Call (844) 928-0925